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PPI claims after your IVA has completed

PPI claims after your IVA has completed

Interesting read. As I know), Is there a defined period Iva trusts have in which they should attempt to complete their investigations concerning items such as PPI? Otherwise they could drag their feet and keep this going on for years and years although I don’t have any PPI (as far. All of this time these are generally keeping individual economic documents, undoubtedly with no fixed time period this contravenes GDPR?

Sara (Financial Obligation Camel) says

PPI complaints are closing. You’re not planning to win a issue about it.

darren kelly says

We received my conclusion certificate, but have actually simply been contacted by WageDayAdvance representatives beginning i will be due some Redress. We hadn’t started the claim, until they asked me personally to submit the claim today. If I really do get this, would my IVA expect the funds to attend them? And wouldn’t it immediately be compensated for them?

Sara (Financial Obligation Camel) says

Whenever ended up being your borrowing from WDA?

It had been ahead of my IVA and once whilst on it

Sara (Financial Obligation Camel) says

Well this will depend from the regards to your IVA as well as which IVA company you utilized as some don’t have any desire for reopening finished IVAs. In practice the income May be delivered to you.

Darren kelly says

It had been give Thorton which relocated up to Apperture

Michelle Peach says

My spouce and I had been within an IVA 12 years back. We paid to the IVA for more than couple of years whenever I ended up being identified as having aggressive cancer tumors. The creditors voted to shut the IVA as there is no prognosis that is clear I wasn’t working. A certificate was received by us of Satisfaction therefore the creditors had been given out though it had been a much smaller quantity. Certainly one of our creditors ended up being the Northern Rock. We now have simply been notified by way of business coping with PPI enquiries that my spouce and I have entitlement to a return of premium from Northern Rock. We additionally stated through the Halifax some full years back. The Halifax delivered the monies direct to us (these people were additionally certainly one of our creditors). Northern Road have stated that the funds are being kept by them towards our IVA. Can they how many payday loans can you have in Arkansas are doing this? If we now have gotten a certification of Satisfaction 9 years back saying the IVA had been settled who is able to this be reasonable. It has nothing at all to do with the actual fact us PPI that they mis-sold. Please advise.

Sara (Financial Obligation Camel) says

It’s quite common for the creditor to create a PPI refund off against a financial obligation within an IVA.

I’ve just made the last re re payment and my IVA business is keeping my certification until We sign an agreement in order for them to investigate all my PPI. To be honest the IVA business has examined my PPI claims while I became into the IVA. They took around £3500. I did son’t see a cent needless to say. Now what makes they asking to accomplish another research?

Sara (Financial Obligation Camel) says

This argument is not likely to allow you to get anywhere. They have been eligible to will not complete your IVA until you agree. It is understood by me’s irritating, however the choice is yours.

Rebecca Arthurs says

I became adviced talk to residents advice which stated I happened to be in no state that is financial spend my ctax arrears over ВЈ4,500 and my advice centre said my sole option ended up being iva and so I took there advice had been released and I also made a claim for ppi and ended up being awared over ВЈ3000 nevertheless the bank that awarded me personally delivered it right to iva and also as I became with debt for ctax ВЈ4.500 and absolutely nothing as a result of any banking institutions or estates just little high rates of interest companies e.g. provident all under ВЈ9000 !the ВЈ3000 will not protect the ctax and is more than most of the businesses that are small. provident so just why have they taken this ВЈ3000 we had been granted ? The organization that got me ppi sent me personally a message and page saying very good news u v been granted ВЈ3000 I quickly called them when I never ever got absolutely nothing they called the lender whom said it is delivered to iva but I happened to be released

Sara (Financial Obligation Camel) says

Have you been yes an IVA was had by you? If perhaps you were “discharged” after per year, this sounds similar to bankruptcy or perhaps a financial obligation Relief Order?

I happened to be in a IVA which completed I claimed ppi while when you look at the iva and had been granted ВЈ3500 this is compensated into the IP and to the iva .

May I now claim this relative straight right straight straight back through the internet protocol address

Sara (Financial Obligation Camel) says

No. Perhaps perhaps maybe maybe perhaps Not it should not have gone to the IP unless you can show.

Sonaton Saha says

Hi, i’ve finished my 6 years IVA and my certification ended up being released from aperture. I’ve started my iva with DFD but later on it to aperture on they moved. on my certification following wording ended up being written- “Dividends Creditors whose claims had been outstanding or unsupported following the final claiming deadline, had been excluded in complete or component through the dividend circulation; nevertheless, they stay limited by the conditions and terms associated with the finished Arrangement(s). All dividends are equalised where funds allowed. VAT and PPI The manager will continue to handle the PPI and VAT dilemmas prior to the resolutions approved and proposed by the creditors in the conference of creditors.”

within my IVA DFD stated PPI. week that is last have obtained one page from very very very first dispute administration saying they are instructed by my aperture manager to research different mis-selling claims which might occur in my own IVA and after this received e-mail from aperture whether we have gotten the page or otherwise not. if i change target, they wish to understand my address that is new where can resend that type. Am I able to ignore them? if I actually do can they reopen my iva? i’ve not gotten any ppi funds from loan providers physically, even i am not bothered. We really don’t want this hassle any longer. I’m significantly more than very happy to finish my IVA. I might be actually grateful to own your advice regarding this matter. Many thanks

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